Free Debt Advice Related Articles

In this section we have added some interesting reading for people searching for information about debt management. Whether you query would be about certain terms that you do not completely understand, or maybe a certain interest in knowing what loan providers, their history or background, we have some interesting reading that we hope that you enjoy.

• Avoid a Bad Credit Loan Scam
  You may be tempted to sign up for an attractive bad credit that requires you to pay an advance fee. Be careful, these loans are scams and can leave you out of hundreds, even thousands of dollars in "fees."
• Equity Release Plans
  What is an Equity release plan? An equity release plan is where you take out equity on your property allowing you to release money with a tax-free lump sum and monthly payments as income. Basically an equity release plan is a loan from your bank against your house.
• The Fair and Accurate Transactions Act of 2003
  The Fair and Accurate Transactions Act of 2003, or FACT Act, amended the Fair Credit Reporting Act to help consumers fight identity theft. The FACT Act gave consumers the right to a free credit report every year.
• Sample Pay for Delete Letter
  TUse this sample pay for delete letter to negotiate removal of negative collection accounts and charge-offs from your credit report. Customize the letter to fit your situation.
• Double Billing Cycle Finance Charges Revealed
  Explains the double billing cycle method of computing finance charges and demonstrates how it can be more costly for cardholders who want to pay their balance off quickly.
• List of Debt Statute of Limitations By State
  Today more and more people are turning to home refinancing as a way to put some extra cash in their pocket and decrease their monthly mortgage payment.
• What's the Statute of Limitations On Debt
  Each state has its own statute of limitations on debt - the amount of time you can be sued for a debt. Before you respond to a debt collection find out the statute of limitations for your state
• How To Use Your Home To Get A Loan
  The statute of limitations on a debt keeps debt collectors from collecting on it forever. The limit varies by state and depends on the account's last date of activity.